Quit Smoking(elektroniskas cigaretes)- Have You Kept Your New Year's Resolution?

I guess the holidays are a time of reduced stress and anxiety and then of course time to quit smoking. How many times have you tried to give up? And each time it becomes more difficult doesn’t it? You need to know that you are not alone: 90% of smokers are experiencing the same pain. Now you can quit smoking safely and easily with Vice-Breaker.™
It won’t happen to me… Many smokers harbour the secret hope that they will be spared the disease and death that follows nicotine addiction. Don’t be fooled: With four million people dying every year due to tobacco use around the world, the odds are not in your favor. Statistics show that tobacco kills more people than AIDS, drugs, accidents and alcohol together. Quit Smoking Now! with Vice-Breaker™
Whether it’s cigarettes(elektroniskas cigaretes), pipe, tobacco or e-cigarettes(elektroniske cigaretter), smoking harms nearly every organ of the body. It’s the cause of 87 percent of lung cancer deaths and is responsible for heart and blood vessel disease, stroke, cataracts, impotence and more. According to a recent report,heavy smoking in midlife more than doubles the risk of developing Alzheimer’s disease and other forms of dementia two decades later. And, an epidemiological study that compared the average lifespan of 34 000 smoking doctors with a similar group of non-smokers, showed the smoker’s lifespan was reduced by 11 minutes for every cigarette(sigarette elettroniche) smoked!

A very recent study concluded that women who smoke from a young age are at greater risk of developing breast cancer. Moms-to-be need to know that women who smoke have a greater chance of certain pregnancy problems or having a baby die from sudden infant death syndrome (SIDS). And exposure to smokers is still a major cause of asthma attacks in kids. Quit Smoking Now! with Vice-Breaker And did you know that every time you light up you are inhaling a lethal cocktail of more than 600 additives as well as nicotine? Tobacco companies had been allowed to put additives in cigarettes(sigaretta elettronica) for over 30 years without any public scrutiny, its time to quit smoking.

Second-hand smoke Every smoker knows that evidence abounds that second-hand smoke kills and passive smokers are subjected to as much danger as smokers. Now there is even talk of the danger to health of third-hand smoke found in the curtains and upholstery in smoking areas.

Quit smoking aids There are numerous quit-smoking aids on the market, from hypnosis to drugs to nicotine patches and gums. Electronic cigarettes(elektronines cigaretes) are popular, just like the nicotine patches and gum, qualify as a smoking alternative, not a quit aid. e-cigarette (cigarros electronicos) do not cure the addiction or the habit. It is counter-productive to substitute a nicotine delivery device that looks, for all intents and purposes, just like the cigarettes(cigarro electronico) we are working so hard to break free of. They are largely untested and the amount of nicotine in them can vary, as well as other possibly harmful chemical ingredients.

So what do I recommend? Only 100% Uncategorized herbal anti-smoking remedies whose safety has been confirmed. They are usually formulated to help reduce nicotine cravings and reduce the symptoms of nicotine withdrawal, such as stress and irritability. Vice-BreakerTM, is such a supplement, with the added benefit of cleansing the lungs at the same time. Because of its impressive track record, safety and efficacy, I have seen to it that Vice-Breaker™ is available in South Africa.

Weight gain Many smokers are concerned about weight gain after quitting and use this as an excuse not to quit. You’d have to gain a very large amount of weight to offset the many substantial health benefits that a smoker gains by quitting. Watching what you eat and going for a 30 minute brisk walk daily will ensure you quit without gaining much weight.

The Commercial Real Estate Outlook for Agents and Realtors in 2012

The commercial property year has well and truly started, and in most locations formed some common trends and patterns. If you are a commercial agent it pays for you to read the patterns in the marketplace and use them for the opportunity they provide. Property change and churn factors are active in most markets. They are an opportunity in waiting.

These are some of the common trends that most agents are seeing:

  1. Sellers are now adjusting their prices to suit the real property market and the existing levels of enquiry
  2. Buyers are fewer and taking longer to make a decision. Some buyers are looking for bargains.
  3. Finance is still tougher to get and the banks remain selective and diligent in the provision of a mortgage to buyers.
  4. Tenants are out looking for better premises at more favourable rents
  5. Developers are not doing much unless they can see a significant demand for a certain property type
  6. Developers are finding in many cases that the set up and construction costs for the new developments is out of balance with the achievable sale prices

Taking these things on-board, it is the agent that works both the leasing and the selling market that catches more opportunity. You have to be versatile.

As this article is being written it is the start of the second quarter of the 2012 calendar year; it is commonly the time where more listings and deals occur leading up to the change of financial year.

Right now is the right time to push your marketing and networking to the fullest. Sellers and Landlords that need help with property this year are typically planning that process right now.

So the best ways forward if you are an agent is to build a solid prospecting and cold calling model that is relentless in its process and drive. You have 8 months of the year to make the commissions that you need. Now is the time to get moving on this as it takes about 3 months of real effort before the conversions and listings start to appear.

Should you list everything that comes your way? Probably not, given that the market and buyers or tenants are so selective currently. It is better to choose the properties to list that are realistically priced or rented. You only have a certain amount of time to apply to your listed properties, and on that basis they should be the properties that offer the most realistic chance of selling or renting.

On one final note, it is appropriate to look at your listing strategy and decide if you should be taking open listings or just exclusive listings. In the case of exclusive listings, you have control of the property for a definite period of time and you can do more in marketing. In simple terms and in most cases exclusive listings sell faster and at a better price than openly listed properties. Make the right choices here.

Clothing Store For Fashionable Women Clothing

Men and Women by nature are social animals. They always try to look their best by wearing different types of clothing and accessories. The habit of dressing fashionably is more prevalent in women then men. They are always conscious of the latest fashion and style. Fashionable women clothings are available in different qualities and prices.

The new styles and fashions are mostly the domain of the young. The main fascination of the young generation with fashion is to look different. The requirements of the young are different; an ideal life for the young requires designer clothing, money and a place to stay.

Now a days Designer women clothing are available almost every where. They are designed to fulfill the needs and requirements of every type of customers. Due to increase in the demand of fashionable clothes there is a demand for courses in fashion arts and design. Now a day a lot of universities are fulfilling the demand by offering these types of courses.

There are many good quality women clothing stores which sell their clothes online. Online stores have unmatched convenience there is no need to leave the safety of your house to select a dress. There are many women clothing online available, the choice is unlimited. If you are in U.K then Hobbs clothing is the place to shop for designer clothes. Even if you are not in U.K you can shop from Hobbs by using the internet. Women clothing can be obtained from the women shopping store of Hobbs. Designer women cloth can also be obtained from Zara online shop. The clothes at Zara are different and of a better quality then most online shops.

Another advantage of buying from exclusive women online clothing store is that they offer free delivery to homes of the buyers. Zara is one of those shops which not only offers free home delivery but also offers 3D images of women clothing, which helps a customer in making a better informed decision. Another feature of the quality web sites is that you can check the quality of the cloth by asking for a sample. Buying women cloth online can not only be a enjoyable experience but it can be a process which can save you time and money.

Property Guide To Alicante

In the south-east corner of Spain between Valencia and Murcia, is Alicante province. Dubbed the ‘California of Europe’ by some, this part of the Spanish coastline became known as the Costa Blanca or ‘White Coast’ because of its 200kms of pristine sandy beaches and crystal clear waters.

Prior to the tourist boom, Alicante was comprised mainly of fishing villages, wine and citrus farms. However all that changed when the first air routes to the Valencia region opened up in 1957. Today, Alicante is a tourist mecca with first-rate infrastructure and leisure facilities, receiving around five million tourist visitors annually, making it an excellent place to invest in holiday letting properties.

Already fairly populous with nearly two million permanent inhabitants, Alicante has over the years become home to a thriving community of foreign retirees and lifestyle immigrants, many of them British or German, attracted by the healthy Mediterranean climate, unspoilt beauty of the lush, rocky coastline and Uncategorized salt marshes, as well as the fresh local seafood. Today, English is probably the second-most commonly-spoken language in Alicante after the native Valenciano.

Traditionally divided into a more affluent north and less well-heeled south, since the Spanish property boom, such demographics have become meaningless. All along the Costa Blanca, you’ll find luxury beach resorts, spacious villas and modern housing developments, as well as marinas filled with yachts.

The province has not lost all of its original charm though – there are still quaint Mediterranean villages with charming cobbled streets, ancient churches and historical architecture to be found; and the old quarters of many towns such as Altea and Javea continue to act as major drawcards for their historical value and café culture by day, and their restaurants and bars by night.

The capital, Alicante, is a genteel city with an international airport – the main point of access for the province – as well as many historical buildings, tree-lined boulevards, parks, palm-fringed beach and eye-catching harbour with marina.

Other places worth mentioning are Benidorm – the tourist capital of the Costa Blanca with first class entertainment facilities and pleasant micro-climate; Torrevieja -with its great golf courses and bird sanctuary in the Uncategorized salt marshes nearby; and Javea – a lush enclave of exclusive cliffside villas.

Property prices in Alicante are generally 3% higher than the Spanish national average, but buyers can still get good value for money if they do their research. Currently real estate sales in Alicante tend to centre around major tourist centres where holiday rental yields are still healthy, although bargains can still be found in the less-crowded outskirts.

Second home buyers and retirees tend to prefer quieter, less crowded or developed areas such as Benitachell, Denia and Javea. However, this less commercial aspect has begun to take on a certain cache, so that property here is not as cheap as one might expect.

Still, though, for health, lifestyle and quality of life, the Costa Blanca is hard to beat and property in Alicante is well worth considering.

What Should You Ask Your Contractor About Your Bathroom Remodel?

One of the best ways to make a noticeable change in your entire home is to remodel one or more of your bathrooms. Although the process may seem a little intimidating at first, you can make everything go as smoothly as possible by asking the right questions before you get started. If you want to avoid unnecessary interruptions and confusions throughout the process, you will to make a list of important points to discuss with your contractor before they even start the job. Here are a few things that you should talk about:

What Type of Remodel Do you Want?

Before you even pick up the phone to start shopping for a contractor, think about what type of remodel that you want. A simple remodel can consist of a new coat of paint and new fixtures, while a complete bathroom overhaul is much more extensive. Decide how extensive you want your remodel to be, determine your budget and then call your contractor to talk about the specifics. They will be able to help guide you through the process from there.

How Much Will It Cost?

While this is a very important aspect of conducting a remodel, you should always make sure to balance cost with the quality of your contractor. You will want to choose someone who is reliable, skilled and has extensive experience working with bathroom remodels. That being said, make sure that you talk with your chosen bathroom remodeling company about the total cost of the project. They should be able to provide you with at least a very close estimate to what the total cost should be. Some will even provide you with a firm bid after doing a full assessment. Always be up front with how much you have to spend on any given project, so that you can be on the same page from start to finish.

How Long Will It Take?

In addition to a cost estimate, you should also ask your builder for a time estimate. While a simple bathroom remodel could take just a few hours, a total overhaul could take several weeks. Because the bathroom is a very important room in your home, you will want to have a fairly clear idea of how long it will be until you can use it again. After you have an idea of how long it will take, come up with a plan to make sharing the other bathroom or bathrooms in your home much easier while you remodel.

In the end, completing a hassle free bathroom remodel relies on constant, clear and honest communication from both you and your contractor. To make sure that you are getting what you want, at a price within your budget, you must communicate these needs to them. Because your bathroom is such an important room in your home, you can’t afford to be vague, unsure or silent about any of the aspects of the remodel. If you follow these tips, and work closely with your chosen remodeling expert, you can expect a bathroom remodel that meets your expectations from start to finish.

A Review Of E-Cigarettes Compared To Standard Cigarettes

Cigarette smoking is among the most controversial habits we have today. Cigarette smoking has been shown to adversely affect health through a large number of studies that have been conducted. This has however not discouraged or slowed down smoking. Though it may be claimed that smoking has not reduced due to the addiction of smokers, there is evidence to show that a good number of new smokers are taking up the habit each day. This has continued to happen even with many strategically placed and conspicuous signs warning prospective smokers of the danger they could be exposed to as a result of the habit. There is evidence that shows cigarette smokers are not only a danger to themselves but also pose grave risk to others who are around them. Cancer, bronchitis and emphysema are some of the conditions that have been attributed to smoking.

Electronic cigarettes were developed so as to ensure that smokers can continue to enjoy their freedom to smoke while not posing a risk to those around them. This is an excellent alternative to the normal cigarette as it delivers the exact same experience and nicotine amounts as a regular cigarette. This is done without the harmful emissions and side effects associated with regular cigarettes. Electronic cigarettes are battery powered gadgets that deliver a vaporized solution which has the flavor and nicotine levels of a normal cigarette. The device looks like a normal cigarette and has three parts that are battery, mouth piece and heating element. The mouth piece has a cartridge that contains e-liquid solution which is vaporized for the smoker to inhale.

One very good thing with electronic cigarettes is that there is no burning and thus no emissions are released. Though the smoker will be inhaling the vaporized e-liquid, it is vapor but not smoke. The environment and those around the smoker cannot suffer any harm from this vapor of the electronic cigarette. Electronic cigarettes are found to be a much better option as compared to normal cigarettes due to these two great benefits. It is also safer for the smoker as there is reduced consumption of harmful compounds through the smoking of electronic cigarettes. Though some people allege that electronic cigarettes are completely harmless, scientists are still researching to establish the truth of the matter. What is for sure however is the fact that electronic cigarettes are safer for those who are around you. Many public places that banned smoking have now allowed the smoking of electronic cigarettes starter kits.

There are also a number of benefits for smokers who switch to electronic cigarettes. The first is the availability of a huge variety of e-liquid flavors. There are many options available for both those who decide to remain with their regular cigarette flavor as well as those who may want to try something new and exotic. Buying an e cigarette starter kit and e-liquid is quite easy for those who would like to switch to electronic cigarettes.

Commercial Real Estate Agents – Let the Tenants Give You Some Local Leads and Contacts

When you work as a salesperson or agent in commercial property sales and leasing, you should always be on the hunt for opportunity and listings. Given that the commercial and retail property market revolves around businesses, the key to creating listing and enquiry ‘churn’ is in keeping in contact with business owners and tenants.

So you ask them questions. You need to know what they are looking for in premises when and if the time comes to move, the time that they will be getting to the end of their current lease, and what budget they may have in making a change.

It is also interesting to note that many tenants will tell you about the local area and the other nearby businesses. Given that they know their area so well, they are likely to read the change and pressures of the area better than you do.

This tenant contact process takes a systemised approach and requires meaningful content that the tenants value each time they talk to you. In most cases that will be something like the following:

1. A list of vacant premises in the local area that match the industry type for the tenant

2. Details of recent asking rentals and achieved rents from new leases, and also the rents from existing lease relationships (renewals)

3. Details of new property developments that will impact the supply and demand for business premises

4. Comparable property detail in the local area. This will include area, proximity, and improvements.

5. Movements of other major businesses or competitors coming and going through the precinct

6. Prices of property in the local area given the usage and improvements.

7. Levels of incentives being offered to new tenants in the current market

In giving a tenant this helpful information about the local area, the exchange of information you require and seek back from them is quite simple and takes the following form:

1. Who is moving in the local area?

2. What businesses are under pressures of space or relocation?

3. What or who is the landlord for the property and how can they be contacted?

4. When will you need to look for the alternatives of relocation?

5. When will your lease come up for review?

6. What are the neighbouring tenants like and who runs the business?

Asking these questions will give you so much information to build your ongoing prospecting and cold calling model around. Making the fullest use of the local information that abounds is just so simple if you ask the questions and make it part of your meetings and connections with clients or prospects. Every business person knows someone that occupies or owns a commercial property; get the names and build on the facts.

What To Consider When Buying a Practice

The Price

It depends on what you’re buying. If all of the practice income is from personal services performed by the selling physician, the answer is generally “not a lot.” The price typically consists of (1) the value of the fixed assets (e.g. equipment, furniture), and (2) maybe a little more in order to avoid the cost of starting up a new practice from scratch. In the event, however, the practice also generates income from services that are not personally provided by the selling doctor, the price is increased to account for this “passive revenue.” How much? Maybe the amount of one year’s profit from that ancillary service.


Practice purchase take one of two forms: (1) stock purchase, or (2) asset purchase. Buyers that buy the stock of a medical practice are rare because the buyers get all the liabilities associated with the stock of the selling practice. Most practice purchases are asset purchases, which makes it easier to say what you’re buying, what you’re not buying, which liabilities you want to assume (e.g. leases) and which ones you don’t want to assume. Sellers often prefer stock purchases because the seller gets better tax treatment on the purchase price (capital gains instead of ordinary income) than sellers who sell just their assets.


There are two ways to pay for a practice: (1) on a pre-tax basis, or (2) on a post-tax basis. Employed physicians who become owners of a medical practice employer are often familiar with pre tax purchases because they have a portion of their salaries or bonuses applied to the purchase price, instead of getting the income, paying tax on it, then writing the seller a check. Sellers usually favor getting paid with the buyer’s after tax dollars, but often compromise and agree to accept at least a portion of the purchase price on a pre-tax basis via some sort of compensation offset.

Now that you know the big issues, you need to know how it’s done. The process generally involves the following:

1. Letter of intent;
2. Legal documents; and
3. Negotiating the documents.

Letter of Intent

Before people jump into a complex transaction (and pay lawyers lots of money), they usually like to “rough out” the deal points in a non binding document a few pages long which describes the guts of the transaction. In a medical practice LOI, those points are usually:

1. What is being sold (assets or stock);
2. Whether the accounts receivable are included or not-usually not;
3. The purchase price;
4. How it’s paid;
5. Whether the seller will stay on in the practice and if so, how he/she will be paid for working for the practice;
6. The restrictive covenants (e.g. noncompete) that will apply to the seller.

The Legal Documents

In an asset sale, the parties can expect: an asset purchase agreement; a promissory note (if payments will be made over a period of time); a security agreement (if there is a promissory note); a noncompetition agreement; and an employment agreement for the seller (if the seller will stay on). In a stock purchase, you will have a stock purchase agreement instead of an asset purchase agreement, plus a few other more minor documents.

The guts of the key transaction document are (1) the reps and warranties, and (2) the indemnification provisions. Reps and warranties are basically promises made by the seller about the practice. A buyer will wants loads and loads of them. indemnifications are essentially obligations of a seller to pay a buyer for harm that comes to the buyer which relate to the practice before the buyer bought it.

Noncompetes are often essential terms of a practice purchase. A buyer doesn’t want the seller hanging around soliciting patients or practicing across the street. Generally, the term runs two to five years and the geographic scope depends on the specialty and the market where the practice is located.

Negotiating the Documents

Very simple: everything is negotiable. Everything. That said, there are certain things the are usually set in stone. For instance, the buyer is gonna pay something over some period of time. The noncompete will apply for a period of time over a certain geographic area. Though a buyer will want a millions reps and warranties, they will probably be negotiated down. The indemnification provision may contain a “basket” and a “cap” so that the first dollar of damage may not be passed to the seller and the total amount may be limited. Though physicians may consider a practice sale or purchase to be a minor thing, they can be shocked at the complexity and intricacy of such issue as Medicare liability and recoupment issues. Moreover, even once the documents are negotiated, preparing all the disclosures and attachments to the documents is extremely time-consuming, whether the practice costs $1 or $10 Million. All the “i”s have to be dotted and the details attended to.


Practice purchases are a fact of life and will likely increase as the healthcare marketplace evolves. Agreeing on the core issues is important and just starts the ball rolling. Be prepared to engage a lawyer and accountant that have lots of experience doing these sorts of transactions.

Choosing the Perfect Pair of Ladies Art Shoes to Wear For Evening Party

The collection of Ladies art shoes has been designed with innovation at heart. This unique collection of shoes combines both comfort and design. Whether it is peep toe shoes or boot sandals, all women love to wear something exclusive and striking as their evening wear.

You should choose to wear shoes, which should complement your dress. You should be able to carry yourself well in those shoes. Sometimes it can be exhausting for you to select a pair of matching shoes when you are going out in the evening. However, if you have a collection of Ladies art shoes in your closet then you have nothing to worry. These shoes come in a variety of colours and designs.

When you are out for shopping your perfect pair of evening shoes, you will have to see that it is stylish as well as comfortable. The shoes come in various designs and at extremely inexpensive rates. Sometimes you may even get a good price for these shoes if you get them on sale. Before making, any purchases check for the originality of the product because you surely do not want to be tricked.

Some of the products in this collection are highly in fashion and purchased by many women. Black is the chosen colour for most women for party wear. It is elegant and sophisticated and goes well with most dresses. In this shoe collection, you will find clogged heels in black that are super classy. If you want to go for something different then you can opt for the black suede wedge boot. They are ankle boot with peep toes and are ideal for summer or spring. In the Ladies art shoes collection you may also find buckle wedges with multi straps to go with your short dress. These are peep toe shoes with high-wedged heels and ooze absolute style and class.

With a short dress, you can try out the platform boots. These boots have synthetic lining and sole, which add a touch of glamour to your closet. If you are attending a corporate party then the timeless court shoes from Ladies art shoes will be absolutely befitting. These are sophisticated shoes and are ideal for any formal occasions. With a button and a round toe, these shoes are regarded as classic footwear for women of all ages.

Last but not the least is the gorgeous high heels from this collection that can be an appropriate choice for your evening party wear. No wardrobe would be complete without these killer heels. These high-heeled shoes are glamorous, have excellent cuts, and are an absolute must -buy for all women.

These shoes are chic and trendy and offer different categories from which you can choose your perfect pair for your evening party. Measure your foot size before you actually venture out to buy any product. Whether it is high-heeled boots or clogged heels or even brogues shoes every women will find something suitable on offer.

Make your wardrobe complete by adding a pair of ladies art shoes today.

Which Is More Cost-Effective, Cabs or Car Rentals?

Rent it or cab it?

People like the freedom of having their own vehicle to drive about in, at home or when they travel, and the tendency is to book a rental car when you are away. But freedom comes with a price and it depends where your travel destination is as to whether you’re best to rent a car or take a taxi.

Cheap ground transportation depends upon location, accessibility and extraneous expense factors, like gasoline costs and parking fees. Add to that the potential complexity of finding your way around a strange city, especially a large one, and you might change your mind about what freedom means.

A trip to, for example, New York City or Montreal, two North American cities with decent public transit systems, plenty of cabs, walkable areas in their cores, and very high parking fees, and you’ll realize that a taxi will almost inevitably surface as the cheapest mode of getting around.

But what if you want a day trip to the Laurentian Mountains or the antiques stores of Hudson? That’s the day to rent a car, or to find out if there is a luxury coach service to those destinations that returns the same day.

Car rentals are convenient, to be sure, but the costs add up quickly (don’t forget insurance and occasional peak-season added fees), unless your airline points cover all or most of the cost; even then, in large cities gasoline and parking is very costly, and that is not usually included in credit card or airline rewards perquisites.

When does a rental car make sense? If you live in North America (and can’t drive across the Atlantic Ocean!) and are vacationing in Italy, for example, landing in Rome and taking a motorcar tour of Tuscany and other regions from there, your only other viable option is the train. Like anywhere else, gasoline in Europe is expensive, but you can’t take a full driving holiday in a taxi. But don’t forget, there are guided tours and some taxi drivers will gladly spend a day with you, exploring San Gimignano; they are often the best tour guides, full of information about their homeland. And driving in other countries can be a harrowing experience, especially if it involves driving on the opposite side of the road than you are accustomed to!

Plan your itinerary, do an accurate cost comparison and decide whether a taxi or car rental, or combination of the two, is the cheapest way to get around when you reach your destination. And don’t forget to ensure that your driver’s license is current, and if you need to, get an international license before you set off for your trip. Happy motoring!